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RegulationFederal CanadaData protection

Understanding PIPEDA / LPRPDE: Canada's Federal Privacy Law

PIPEDA (LPRPDE) applies to private organizations under federal regulation in Canada. Here is what you need to know, including the upcoming Bill C-27.

10 min readMarch 2026

What is PIPEDA (LPRPDE)?

The Personal Information Protection and Electronic Documents Act (PIPEDA), known in French as LPRPDE, is Canada's federal law governing the collection, use and disclosure of personal information in the course of commercial activities.

It applies to private organizations whose activities are interprovincial or international in nature — including federally chartered banks, telecommunications companies, airlines and businesses whose operations cross provincial boundaries.

Quebec organizations are primarily subject to Law 25. However, if they process data about individuals outside Quebec or conduct federal activities, PIPEDA may also apply in parallel.

The 6 main obligations

1

Organizational accountability

Designate a person responsible for personal information protection, implement policies and train staff. Accountability cannot be transferred to a subcontractor.

CapGRC :CapCOM module — Responsible person designation and policy management
2

Identifying purposes

Document before collection why personal information is being gathered. Purposes must be understandable to the individual concerned.

CapGRC :CapCOM module — Processing register and purposes
3

Consent

Obtain consent from the individual concerned. Consent must be free, informed and given for reasonable purposes. Special rules apply to minors.

CapGRC :CapCOM module — Consent and preference management
4

Limiting collection

Collect only the personal information necessary for the identified purposes, by fair and lawful means.

CapGRC :CapPROSEC module — Privacy impact assessment (PIA)
5

Breach reporting

Notify the Privacy Commissioner of Canada and affected individuals of breaches that pose a real risk of significant harm. Maintain a register of all breaches.

CapGRC :CapCOM module — Incident register and regulatory notifications
6

Access and rectification

Respond to access requests within 30 days. Allow rectification of inaccurate or incomplete information.

CapGRC :CapCOM module — Data subject request management

Evolution of PIPEDA

2000

PIPEDA comes into force for federally regulated organizations

2004

Extended to all private organizations with interprovincial commercial activities

2015

Amendments — new breach reporting obligations (Digital Privacy Act)

November 2018

Mandatory privacy breach reporting rules come into force

June 2022

Introduction of Bill C-27 (Digital Charter Implementation Act)

Ongoing

Expected adoption of Bill C-27 — increased fines, AI Act, enhanced rights

PIPEDA vs Law 25: key differences

CriterionPIPEDA (LPRPDE)Law 25 (Quebec)
JurisdictionFederal (PIPEDA)Provincial Quebec (Law 25)
ScopeInterprovincial and federal commercial activitiesAll organizations with information about Quebec residents
Supervisory authorityPrivacy Commissioner of CanadaCommission d'accès à l'information (CAI)
PIANot mandatory (best practice)Mandatory before any new project
Reporting deadlineAs soon as reasonably possible72 hours for certain incidents
Maximum fines$100,000 (currently)$25M or 4% of revenue (Bill C-27)

The upcoming Bill C-27: what will change

Bill C-27 currently being adopted

  • Fines up to $25M or 5% of global revenue
  • Enhanced individual rights: data portability, algorithmic transparency
  • Integrated Artificial Intelligence and Data Act (AIDA)
  • Complete replacement of PIPEDA by the Consumer Privacy Protection Act (CPPA)
  • New investigation powers for the Privacy Commissioner

CapGRC and PIPEDA

CapGRC covers PIPEDA obligations and prepares your organization for Bill C-27. Request a demonstration.

Request a demoSee also: Law 25

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